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Consumers - Fight Back With FTC`s Do Not Call Registry
By James H. Dimmitt


The Federal Trade Commission has rolled out it?s National Do Not Call Registry and the registration site already has over 700,000 registrants. This is great news for consumers who have grown tired of annoying sales calls by pesky telemarketers.

Consumers can register online at www.donotcall.gov.

You can register up to three personal phone numbers at one time. This is a free service established by the FTC and your ?do not call? registration is good for a 5-year period.

Additionally, a toll-free number is also available for those who want to register by phone. The toll-free number is 1-888-382-1222. You must call from the phone number you want to register when using the toll free registration service.

The toll free number is only accessible to those states west of the Mississippi River in the initial week of registration. The program will spread nationwide the following week.

Telemarketers will be required to ?clean? their call lists by matching their list against the national ?do not call? list every 90 days starting in September 2003.

Companies who call listed people will be subject to fines of up to $11,000 per violation. Enforcement will begin in October 2003. You will be able to file a ?do not call violation? complaint online or by phone.

Over two dozen states already have their own ?do-not-call? lists and most of these states plan to incorporate their lists into the national registry. If your state is one of them, you do not need to re-register for the national registry.

CAUTION: There have been reports of scam artists and identity thieves calling people to request or confirm personal information for this new registry. The FTC has posted this warning to consumers on their web page:

?The FTC will not allow private companies or other such third parties to "pre-register" consumers for the national Do Not Call registry. Web sites or phone solicitations that claim they can or will register a consumer`s name or phone number on a national list ? especially those that charge a fee ? are a scam. Consumers will be able to register directly with the FTC, or through some state governments, but never private companies.?

Consumers should also be aware that some types of telephone solicitation are exempt from the do-not-call protection. Companies from which you have purchased, leased or rented from in the previous 18 months are exempt. Also charities, surveys, and calls on behalf of politicians will be exempt from this service.

The National Do Not Call Registry does not cover business to business calls.

For more information, news and articles see:

Car Gap Insurance - Car Gap Insurance
...ntil recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the event of a car being stolen and never recovered or one that is deemed a total loss by the insurers. If you still owe money on the car to a finance company then the gap insurance will pay off the difference between what the insurer says the car is worth and what finance you have left on it. Some of the policies will even leave you with some money to use as a deposit on another car. It`s, probably something that many people would never even consider when they take a car out on finance. If the insurance company decides that the car is worth less than you thought it might be when it is deemed a total loss then you could have to stump up the money to pay off the bal...
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Courier Insurance - Courier Insurance
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Gap Insurance - Gap Insurance
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Hgv Courier Insurance - Hgv Courier Insurance
...very different type of insurance that you would normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are experts in business insurance; therefore they will be able to advise you on all your insurance needs, to make sure you are completely covered, leaving no room for mistakes. The following is a list of the specifications that you may need to include in any haulage insurance cover and what can be potentially covered with the correct policy: Legal liability for injury or death to any other individual, including any such passengers. Legal liability for damage to outside property. Legal costs can be fully covered with the Insurers consent, in connection with an insurance claim against your policy. Your own damage (subject to any excess). Vehicle replacement, in the event of an accid...
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